Cheapest second passport for large families

For large families looking to secure a second passport as a backup plan, choosing the right citizenship program can make a significant difference in both cost and benefits. While many believe that Caribbean citizenship by investment is expensive for large families, there are still affordable options available in certain countries. This article will help you explore the most budget-friendly options within these programs

Option no 1 : Antigua and Barbuda UWI option (The “Family of 6 and more”)

Option no 2 : Saint Lucia Government Bond (Refundable option with more family members included)

The table below shows the cost of Caribbean citizenship programs and other second citizenship options.

Option no 1 : Antigua and Barbuda UWI option ( Best for very large families)

Antigua is widely considered the most affordable option for very large families (6 or more members) thanks to its unique University of the West Indies (UWI) Fund. The minimum investment is $260,000, which allows you to include six or more family members, including siblings. Please note that this amount covers only the investment; additional fees for due diligence, passports, and government processing for each dependent will also apply. This option is non-refundable, and one family member receives a one-year scholarship to study at the University of the West Indies.

Processing time : The processing time for Antigua citizenship by investment is approximately 6 to 9 months, depending on the application and current government workload. This timeline may vary based on the number of applications received and processed by the government of Antigua and Barbuda.

Cheapest second passport for large families

Eligible dependents for Antigua and Barbuda UWI fund option :

Spouse : Your husband or wife, aged 18 or older, can be included.

Dependent children can be included up to 30 years old, provided they are financially dependent on the main applicant.

Dependent parents and grandparents must be 55 years or older and financially dependent on the main applicant.

Siblings can be included at any age, as long as they are unmarried.

Antigua and Barbuda UWI fund benefits :

Visa-free travel : Access to over 150 countries, including the UK and Schengen Zone.

Family inclusion : Covers children, parents, and siblings under one investment.

Education benefit : One family member gets a one-year scholarship at the University of the West Indies.

Dual citizenship : Keep your current citizenship while gaining a second passport.

Political and economic stability : Antigua & Barbuda is considered safe for living and investment.

Generational security : Citizenship can be passed down to future generations.

Affordable for large families : Covers six or more family members with a single investment.

Tax Benefits : Antigua and Barbuda citizens enjoy no wealth, inheritance, capital gains taxes.

Minimal Residency Requirement : No need to live full time. But You must stay in the country for at least 5 days per year to maintain citizenship.

Visa benefits : Citizens can apply for a B1/B2 US visa, now capped at 3 months per visit with a single entry (previously it was up to 10 years with multiple entries).

Option no 2 : Saint Lucia Government Bond (Refundable option with more family members included)

If you have the investment capital but want to recover it later, Saint Lucia offers a unique refundable option through its National Action Bond (NAB). This requires an investment of $300,000, and the key advantage is that the amount remains the same whether you are applying alone or with a large family. After a holding period of five years, the government returns the full investment with 0% interest, making it a strong option for wealth preservation. While you will still need to pay non-refundable administrative fees of around $50,000, this program is ideal for families who want to secure a second passport while protecting their main investment.

Processing time : The processing time for Saint Lucia citizenship by investment is approximately 12 to 15 months, depending on the application and current government workload. This timeline may vary based on the number of applications received and processed by the government of Saint Lucia.

Eligible dependents for Saint Lucia refundable government bond option :

Spouse : Your husband or wife, aged 18 or older, can be included.

Dependent children can be included up to 30 years old, provided they are financially dependent on the main applicant.

Dependent parents and grandparents must be 55 years or older and financially dependent on the main applicant.

Siblings can be included if they are between 0 and 18 years old, provided they are unmarried.

Saint Lucia refundable government bond option benefits :

Capital protection : The $300,000 investment is fully refundable after 5 years.

Family size doesn’t matter : The investment amount stays the same whether you apply alone or with a large family.

Residency requirement : No need to live in Saint Lucia full-time.

Visa-free travel : Citizens can travel to over 146+ countries, including the Singapore and Schengen Zone.

Dual citizenship allowed : Keep your current citizenship while gaining a second passport.

Generational security : Citizenship can be passed down to future generations.

Tax Benefits : Saint Lucia citizens enjoy no wealth, inheritance, capital gains, or gift taxes.

Visa benefits : As of March 2026, Saint Lucia citizens applying for U.S. B1/B2 visitor visas are generally eligible for multiple-entry visas valid for up to 10 years

Cheapest second passport for large families