Malta Residency by Investment: Your Gateway to European Residency in 2025 | North immigration

If you’re a non-EU national looking for long-term residency in the heart of the Mediterranean, the Malta Residency by Investment program officially known as the Malta Permanent Residence Programme (MPRP). This program offers a reliable and attractive route.
This program allows third-country nationals to obtain a Malta residence permit through investment, enabling visa-free access to the Schengen Zone and a high standard of living in a stable EU country.

Malta Investor Visa

Who is Eligible for Malta Investor Visa | Malta Residency by Investment?

To become a resident of Malta under the MPRP scheme, non-EU nationals need to meet a few key requirements:

You must be a non-EU, non-EEA, and non-Swiss citizen.
Applicants must be at least 18 years old.
It’s important to have a clean criminal record.
Good health is a must.
You should have stable and regular financial resources that can support you and your dependents.
Based on financial proof, there are two sections : financial assets (such as liquid assets like cash, stocks, bonds, and bank deposits) and capital assets (such as property, buildings, and other non-movable assets). If the capital assets amount to €500,000, then €150,000 must be in the form of financial assets. In the case of €650,000 in total assets, €75,000 should be in the form of financial assets
Lastly, you shouldn’t pose any risk to national security, public policy, health, or the public interest.

Malta Residency by Investment: Entry Requirements for 2025 Applications

If you’re planning to apply in 2025, starting from January 1st, here are the entry requirements announced by the government effective from that date. Malta Permanent Residence Programme – Residency Malta Agency

Choose a Licensed Agent

You’ll need to hire a licensed agent to handle your application for you.

Prepare Documents

Passport copy
Birth certificate
Police clearance certificate
Medical report
Proof of funds
Other supporting documents as required.

Submit Application with necessary documents and an initial administrative fees

Also, be prepared to pay a non-refundable administrative fee of €50,000.

Malta Government Due Diligence Review

As part of the process, the Malta Government performs a multi-tier due diligence check to ensure all applicants meet the legal, financial, and security requirements.

Approval in Principle

If approved, the agency will initially receive the letter of approval from the Malta government. After that, you will have 8 months to finalize your investment option, whether purchasing, leasing, or renting a property, and make a donation to a local registered NGO, and settle any other relevant fees.

Get Biometric Verification Process

After that, you must visit Malta to complete the biometric verification process, including a photo, fingerprint, and signature, at the government-designated office. Please note that there is no virtual process available for biometric verification.

Final Approval and Permanent Residence Certificate

After completing the biometric process, you will receive the final approval letter along with your permanent residence card or certificate.

Now, if you have doubts about the investment options such as how much to invest, where to invest, and what the requirements are here’s what you need to know. As previously mentioned, the Malta Investor Program or Malta Permanent Residency Program requires an investment in property, payment of administrative fees, and a donation to a government-registered NGO. For the property investment, you can either buy or lease the property that’s your choice but, the remaining options are mandatory according to Malta’s requirements.

Malta Permanent Residency Investment Option :

If you’re planning to lease a property, the minimum rental price should be €14,000 per annum. As an investor, you must also pay government fees and make a donation to a local government registered NGO for 5 years. After 5 years, once the lease is complete, if you wish to maintain your residential address, you will need to lease the property again. However, there will be no minimum rental price at that time.

If you’re planning to purchase a property, the minimum purchase price should be €375,000. As an investor, you must also pay government fees, contribution fees, and make a donation to a local government-registered NGO, similar to the leasing option.

Please note that the charitable donation amount is €2,000
If purchasing a property, you need to pay €30,000 as a government contribution.
In the case of leasing a property, the government contribution is €60,000. Additionally, if you add dependents, an extra €10,000 per dependent must be paid.
For example, the rental cost for 5 years will be €75,000, you need to pay along with €50,000 for government administration fees, €60,000 for government contribution fees, and €2,000 for a charitable donation. In case you want to add dependents, an additional €10,000 per dependent will be required.
For example, Buy a property worth €375,000 and more, you need to pay along with €50,000 for government administration fees, €30,000 for government contribution fees, and €2,000 for a charitable donation. In case you want to add dependents, an additional €10,000 per dependent will be required.

If you’re interested in more residency programs, feel free to check out our official website Immigration and residency programs – Northimmigration. If you still have doubts about the Malta Residency by Investment option, you can check out more details Malta government official website

The Benefits of Malta Investor Visa | Malta Residency by Investment

Maltese permanent residents have enjoy visa-free access traveling to other Schengen countries without needing a visa. They can enjoy their stay for up to 90 days within any 180-day timeframe!
You can start doing business in Malta also you can get more tax benefits
After 5 years of holding Malta permanent residence, the investor has the flexibility to resell the property. However, to maintain their residential address, they must purchase or lease another property, regardless of price.
There is no obligation to reside in Malta for a specific amount of time each year, offering flexibility.
Investors can include their spouse, children, and dependents in their residency application.
Malta offers a high quality of life, with excellent healthcare, education, and safety.
Malta allows for dual citizenship, enabling investors to retain their original nationality while enjoying the benefits of Maltese residency.

What are the General Documents Needed to Apply for the Malta Investment Fund?

Completed Application Form: Make sure to fill out and sign the official MPRP application form.
Valid Passport: Don’t forget to include a copy of your current passport, and ensure it has at least six months of validity left.
Proof of Investment: You’ll need to submit evidence of your investment. This could be a property purchase, a rental agreement, or a donation to a government-registered NGO, depending on what the program requires.
Property Investment Documents: If you’re going the property investment route, include relevant documents like the deed of purchase or lease agreement, along with proof of payment.
Donation Receipt: If you choose to fulfill the investment criteria through a donation, provide a receipt or confirmation from the government-registered NGO.
Non-Refundable Administrative Fee Receipt: Don’t forget to include the payment receipt for the €50,000 non-refundable administrative fee that the program requires.
Clean Criminal Record Certificate: You’ll need to present a certificate confirming that you have no criminal record, issued within the last three months.
Health Insurance Proof: Provide evidence of valid health insurance coverage that is recognized in Malta.
Proof of Financial Means: Submit bank statements or financial documents that show you have enough funds to support yourself and any dependents.
Medical Certificate: Include a medical certificate that confirms you are in good health.

Conclusion

In conclusion, the Malta Permanent Residency Program offers an attractive opportunity for non-EU investors seeking to secure permanent residency in a stable, vibrant, and business-friendly European country. With benefits such as visa-free travel within the Schengen Area, the inclusion of family members, and the potential for long-term investment returns, the MPRP presents an excellent option for those looking to enhance their lifestyle, access world-class services, and open doors to new business opportunities. Whether you choose to buy, lease, or make a donation, the program ensures flexibility while providing a pathway to greater security and prosperity in Malta.

Malta’s prime spot right in the Mediterranean makes it super easy to tap into major European markets, which is why it’s such a great place for business and investment. With a high quality of life, top notch healthcare, and a strong economy, Malta really stands out for anyone looking for stability, security, and long-term growth. The MPRP not only gives you quick residency but also lets investors choose how they want to proceed in the future whether that’s through buying property, leasing, or making charitable donations. It’s a well-rounded and smart option for anyone aiming to build a successful future in Europe.

At North Immigration, we specialize in obtaining Permanent Residency through investment programs across various countries. Our primary focus is to thoroughly understand your unique needs and investment goals, ensuring we recommend the most suitable option for you. We provide personalized guidance based on your specific requirements, helping you achieve your permanent residency goals efficiently and effectively.

With over 26+ years of expertise in the immigration industry, North Immigration ensures that your application is handled efficiently and professionally. Our deep understanding of the process and requirements allows us to guide you effectively, resulting in an application rejection rate of less than 1%. Before starting the process, we will provide clear guidance on what the government requires and what they do not, ensuring a smooth and successful application experience.

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