The Most Affordable Second Passport for Large Families in 2026

In 2024, the Prime Ministers of the five Eastern Caribbean CBI nations signed a landmark Memorandum of Agreement (MoA), establishing a mandatory minimum investment threshold of $200,000 for single applicants. While this harmonized the base entry price across the islands, significant cost variations remain when applying with a spouse, dependent children, and elderly parents.

For a family consisting of the main applicant, spouse, and two children under 18, Antigua & Barbuda offers the most competitive financial framework in the investment migration industry: • National Development Fund (NDF): Flat $230,000 contribution covering up to four family members. • Compared to competitors: Dominica ($250,000 for family of 4), Saint Lucia ($240,000), Grenada ($235,000), and St. Kitts ($250,000). This delivers immediate cash savings of $10,000 to $20,000 on the government contribution alone, before factoring in lower statutory processing fees.

For multi-generational households with six or more qualifying dependents (including children, parents aged 65+, and unmarried siblings), Antigua's University of the West Indies (UWI) Fund is the single most cost-effective citizenship option in the world: • Investment Outlay: $300,000 covering a family of six. • Additional Dependents: Just $15,000 per person beyond six. • Educational Bonus: Entitles one dependent family member to a full, tuition-free one-year scholarship at the accredited University of the West Indies.

When evaluating family CBI budgets, always calculate the all-inclusive figure: 1. Base Government Donation: ($230,000 Antigua vs $250,000 Dominica/St. Kitts). 2. Due Diligence Vetting Fees: Typically $7,500 for the main applicant, $4,000 for the spouse, and $2,000 to $4,000 for dependents 16 and older (children under 16 pay $0). 3. Government Processing & Consular Fees: Ranging from $1,000 to $3,000 per family member. 4. Passport & Naturalization Certificates: $250 to $500 per passport.